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Author

A. Babajide

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Open access Sep 2026

FinTech Adoption, Financial Literacy and Effective Financial Inclusion in Nigeria: Evidence from a Moderated Empirical Model

This study examines whether financial literacy strengthens the relationship between FinTech adoption and effective financial inclusion in Nigeria. The paper constructs a multidimensional financial inclusion index covering access, usage, and quality of formal financial services. FinTech adoption and financial literacy a...

Okocha Innocent Emeka, F. Adegboye, A. Babajide · 0 citations

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