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Author

A. Fikri

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Review Open access Sep 2026

Digital Technology Adoption, HR Competence, and Competitive Pressure on Strategic Budgeting: The Moderating Effect of Corporate Governance

Digital disruption has revolutionized the landscape of the banking industry and demanded that regional banks implement more adaptive, flexible, and long-term-oriented financial strategies. This study aims to analyze the influence of digital technology adoption, digital human resource competence, and competitive pressur...

T. W. Hendratni, A. Fikri · 0 citations

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