AN EVALUATION OF BUY NOW PAY LATER (BNPL) BASED ON THE ḤIFẒ AL-MĀL PRINCIPLE OF MAQĀṢID AL-SHARĪʿAH IN MALAYSIA
The advancement of financial technology (fintech) has led to the emergence of various digital payment instruments, including Buy Now Pay Later (BNPL), which has gained increasing attention among consumers in Malaysia. Although BNPL offers convenience and payment flexibility, its use has also raised concerns regarding i...