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Anjali Saini

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Sep 2026

Bank-specific Determinants of Net Interest Margins in Indian Banks: Evidence from Bank-level Data

This article examines the bank-specific determinants of net interest margin (NIM) in Indian banks over the period 2001–2019 using a dynamic panel data framework. The analysis focuses not only on how capital adequacy, liquidity, cost inefficiency, asset quality and relative size influence NIM, but also on whether owners...

Anjali Saini · 0 citations

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