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Baidyanath Sou

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Open access Sep 2026

An Efficient Loan Default Risk Assessment Framework Using TPE-Optimized CatBoost Model

Reliable estimation of loan default risk plays a vital role in ensuring financial system resilience and enabling sound credit decision-making in today’s lending landscape. Although conventional statistical techniques offer transparency, they frequently struggle to model the intricate nonlinear patterns embedded in high...

Baidyanath Sou · 0 citations

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