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Brian E. Pereira

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Sep 2026

The Shift from Institutional to Code-Based Trust: A Conceptual Framework for Decentralized Finance Adoption in Emerging Economies

Decentralized finance (DeFi) relocates parts of financial coordination from regulated intermediaries to blockchain protocols, smart contracts, cryptographic verification, and decentralized governance. Existing adoption studies typically treat trust as a stable antecedent within technology-acceptance models; they theref...

Brian E. Pereira · 0 citations

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