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Author

C. Budoya

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Review Open access Sep 2026

Impersonation-Based Fraud in Mobile Money Transactions: Prevalence, Patterns, and Predictors of User Compliance in Tanzania

Mobile money is critical financial infrastructure in Tanzania, but impersonation-based fraud can bypass technical safeguards by inducing users to authorise payments themselves. This study examined the techniques, patterns, and vulnerabilities facilitate impersonation-based fraud and the factors predicting user complian...

Gregory Aloyce, C. Budoya, G. Tesha · 0 citations
Open access Sep 2026

A Dual-Module Machine Learning Framework for Vulnerability Assessment of Government Payment Gateways: Static Prioritisation and Runtime Detection

A dual-module machine learning framework that unifies static prioritisation of disclosed vulnerabilities with runtime detection of malicious traffic is presented, contributing the first data-driven, reproducible vulnerability-assessment model developed specifically for the Tanzanian Government Electronic Payment Gatewa...

Maneno Sudayi, S. Wambura, G. Tesha et al. · 0 citations
Open access Aug 2026

An AI-Driven Risk-Adaptive Zero-Trust Framework for Emergency Electronic Health Record Access

An AI-driven risk-adaptive Zero-Trust framework that incorporates real-time patient deterioration into access control decisions and suggests that integrating clinical deterioration predictions into Zero-Trust access control can improve emergency responsiveness while preserving security and accountability.

Arthur Nashon Malingo, C. Budoya, G. Tesha · 0 citations

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