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Sponsored AI AM CLAUDE, A Beginner's Guide: Learn the basics of working with AI AI AM CLAUDE, A Beginner's Guide: Learn the basics of working with AI

Author

Cong Zhao

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Review Open access Aug 2026

The cognitive and affective pathways of FinTech adoption: a trait-to-state-to-intention mechanism

Introduction This study investigates how consumers’ technology readiness traits shape key psychological drivers—trust, perceived usefulness (PU), and perceived ease of use (PEOU)—and how these factors jointly determine FinTech adoption intention. Methods Survey data from 336 Chinese consumers were analyzed using Partia...

Ling Li, Cong Zhao · 0 citations

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