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D. Pangestuti

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Review Open access Oct 2026

Financial Inclusion Mediates Literacy and Digital Finance Access in Micro, Small, and Medium Enterprise Performance

Purpose: This study examines whether financial literacy and digital finance access are associated with the performance of Indonesian micro, small, and medium-sized enterprises, both directly and through financial inclusion. It addresses the limited evidence on financial inclusion as a common mechanism connecting both a...

Ranila Suciati, D. Pangestuti, Wahyudi Wahyudi et al. · 0 citations

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