Review
Jul 2026
Impact of AI-Powered Personal Finance Applications on Financial Decision-Making and Investment Behaviour Among Young Investors
It is indicated that AI-powered personal finance applications are consistently associated with improved financial confidence and more frequent, though not necessarily more diversified, investment activity among young users, with effects moderated by financial literacy, trust in automation, and platform design quality.
Shashank Adagond, D. R. G KARGAL
· International Scientific Jou... · 0 citations