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Author

Dewi Khornida Marheni

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Open access Aug 2026

The Influence of Financial Literacy and Financial Anxiety on Access to Islamic Financing, Mediated by Risk Attitude

Access to Islamic financing remains a challenge for Sharia financial institutions, even as the industry and Sharia banks continue to grow. Although the majority of the Indonesian population is Muslim, this does not mean that everyone uses Sharia banks. Factors such as financial literacy, financial anxiety, and risk att...

Dewi Khornida Marheni, Nurlaila, Johny Budiman · 0 citations
Open access Sep 2026

Financial Literacy and Financial Resilience: The Mediating Roles of Self-Efficacy, Financial Behavior, and Financial Well-Being: Evidence from Batam City

Managing personal finances has become increasingly challenging amid changing economic conditions, rising living costs, and growing financial uncertainty. This study examines the relationship between financial literacy and financial resilience by investigating the mediating roles of financial self-efficacy, financial be...

Dewi Khornida Marheni, Andy Chua Eng Xian, C. Candy · 0 citations

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