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Author

Ejem Chukwu Agwu

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Open access Aug 2026

Monetary Policy and Banking Sector Performance: Evidence from Deposit Money Banks in Nigeria

This study investigated the impact of monetary policy on the performance of deposit money banks (DMBs) in Nigeria. It specifically examined the relationship between Cash Reserve ratio (CARR), Liquidity ratio (LQR), Monetary Policy Rate (MPR) and Treasury bills (TRB) which are monetary policy instruments, and banks’ per...

Ejem Chukwu Agwu · 0 citations
Jul 2026

Digital trust as a bridge: linking responsible AI and technological responsibility to customer loyalty among Nigerian student digital banking users

It is suggested that customers perceive responsible AI as a more salient and experience-driven aspect of digital banking than general technological responsibility, and digital trust is a strong predictor of customer loyalty.

A. G. Agu, N. Madichie, Clara Margaça et al. · 1 citation

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