Transforming Financial Risk Management and Operational Efficiency: The Impact of AI Adoption in Indonesian Banks
This study investigates the impact of Artificial Intelligence (AI) adoption on operational efficiency and financial risk management in six major Indonesian banks: BNI, BRI, BCA, Danamon, Mandiri, and CIMB Niaga. The research implements Difference-in-Difference (DiD) methodology coupled with Bayesian Vector Autoregressi...