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Fitri Yani

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Open access Sep 2026

Efficiency, Financing Quality, and Capital Ratios of Indonesian Islamic Banks: An Exploratory 2025 Baseline

This study maps the profitability, operational efficiency, and capital resilience of Indonesian Islamic Commercial Banks (Bank Umum Syariah, BUS) for the 2025 financial year, and positions the industry ahead of the Basel III-style liquidity regime introduced through OJK Regulations No. 20 and No. 21 of 2025. A descript...

Fitri Yani, Mirza Asti Amri · 0 citations

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