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Sponsored Artificial Intelligence: A Modern Approach, Global Edition Artificial Intelligence: A Modern Approach, Global Edition

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Gaofei Wang

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Open access Aug 2026

ESG Rating Divergence and Banks’ Loan Decision-Making Process: A Psychological Perspective

Using data from Chinese listed non-financial firms from 2015 to 2023, this study examines how environmental, social, and governance (ESG) rating divergence affects banks’ loan limit decisions and the underlying decision-making mechanisms within the sustainable finance system. Drawing on cognitive psychology, we concept...

Gaofei Wang, Yonghai Wang · 0 citations

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