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Gifari Ahmad Fadhila

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Open access Sep 2026

The Effect of Liquidity Risk and Insurance Risk on the Profitability of General Insurance Companies in Indonesia

Background: Indonesian general insurers face liquidity and underwriting risks, while the role of Minimum Risk-Based Capital (MMBR) in profitability remains underexplored. This study investigates the effects of liquidity risk and insurance risk on profitability within an MMBR framework using a composite index of ROA, RO...

Gifari Ahmad Fadhila · 0 citations

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