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Gregory Aloyce

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Review Open access Sep 2026

Impersonation-Based Fraud in Mobile Money Transactions: Prevalence, Patterns, and Predictors of User Compliance in Tanzania

Mobile money is critical financial infrastructure in Tanzania, but impersonation-based fraud can bypass technical safeguards by inducing users to authorise payments themselves. This study examined the techniques, patterns, and vulnerabilities facilitate impersonation-based fraud and the factors predicting user complian...

Gregory Aloyce, C. Budoya, G. Tesha · 0 citations

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