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Guguloth Balraj

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Open access Sep 2026

Machine Learning-Based Credit Scoring Models for Retail Lending at YES Bank

This study, titled "Machine Learning-Based Credit Scoring Models for Retail Lending at YES Bank," evaluates retail portfolio composition, risk discrimination Gini scores, retail credit volume expansion, and financial feasibility of advanced machine learning (ML) credit scoring engines in private sector banking. Commerc...

Guguloth Balraj, V. N. Reddy, R. Manisha · 0 citations

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