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Author

H. Schmeiser

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Review Open access Jul 2026

Risk management in the insurance sector: theory and practical implications

This paper provides an overview of risk management in the insurance sector, combining theoretical principles with practical and regulatory perspectives. Starting with a simplified model of risk pooling, we demonstrate how diversification creates benefits for risk-averse policyholders. In a next step, we present a sim...

Manuel Rach, H. Schmeiser · 0 citations

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