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Huong Nguyen Thi Quynh

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Open access Sep 2026

Is Loan Diversification Always Beneficial? Nonlinear Evidence from Vietnamese Commercial Banks

This study investigates the nonlinear relationship between sectoral loan diversification and credit risk in Vietnamese commercial banks. Using a balanced panel of 14 banks over 2012–2025, comprising 196 bank-year observations, the study measures diversification through a Shannon Entropy Index based on a harmonized ten-...

Huong Nguyen Thi Quynh, Oanh Vu Thi Kim, Binh Nguyen Dinh · 0 citations

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