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Sponsored AI Networking Cookbook: Practical recipes for AI-assisted network automation and development AI Networking Cookbook: Practical recipes for AI-assisted network automation and development

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J. O. Onoh

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Open access Sep 2026

The Effect of Macroeconomic Variables on SME Credit Risk in Nigeria

This study examines the effect of macroeconomic variables on SME credit in Nigeria from 2010 2024. Using secondary data from the Central Bank of Nigeria, National Bureau of Statistics, and World Bank, the research employs unit root tests, cointegration analysis, Vector Error Correction Model (VECM), and Granger causa...

J. O. Onoh · 0 citations
Open access Aug 2026

Measuring the Impact of Asset Quality on Banking Performance in Nigeria using the ARDL Model – A Case Study of Access bank Plc

Giving the importance of credit creation by banks as one of the main drivers of the economy, the importance of having a adequate composition of assets and liabilities to avoid the potential effects of insolvency cannot be overemphasized. This why the Central Bank of Nigeria gives varying benchmark’s for banks depending...

J. O. Onoh · 0 citations
Review Open access Sep 2026

Algorithm Bias in Credit Markets and Socio-Economic Inequality – A Survey of The Six Geopolitical Zones in Niger

The rapid diffusion of machine-learning credit-scoring models promises faster loan decisions and lower transaction costs, yet mounting evidence suggests that such algorithms can reproduce and even exacerbate existing socio-economic disparities (Hand, 2021). In Nigeria, where formal financial inclusion varies markedl...

J. O. Onoh · 0 citations

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