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Joonheui Bae

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Review Aug 2026

Beyond information disclosure: a cognitive load perspective on algorithmic transparency and financial well-being in generative AI advisors

Generative AI-based robo-advisors (GARA) offer transformative phygital financial experiences but face trust issues due to algorithmic opacity. Drawing upon cognitive load theory (CLT), this study examines the cognitive and affective mechanisms through which algorithmic transparency (AT) shapes users' financial well...

Y. Park, Joonheui Bae, K. H. Kim · 0 citations

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