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Author

K. Bhavani

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Aug 2026

Machine Learning Based Housing Loan Default Prediction Using Client and Property Data

Overall, it can be concluded that the application of gradient-boosted tree ensembles in combination with good feature engineering and hyperparameter optimization makes it possible for such models to provide an optimal trade-off between accuracy, speed, and explainability when predicting housing loan default.

K. Bhavani, Vijinigiri Vinay Kumar · 0 citations