Macroeconomic Determinants of Household Credit Risk: Evidence from Non-Performing Loans in Morocco
This study examines the impact of macroeconomic determinants on household non-performing loans (NPLs) in Morocco over the period 2005–2024. Its primary objective is to identify the macroeconomic factors influencing the evolution of household credit risk by employing the Autoregressive Distributed Lag (ARDL) modeling ap...