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Kingdom Nwuju

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Open access Sep 2026

Dynamic Effects of Credit Risk Indicators on the Financial Stability of Commercial Banks in Nigeria: An ARDL Bounds Test Analysis

The profitability and stability of commercial banks in Nigeria are closely tied to how effectively they manage credit risk within an increasingly volatile financial environment. This study investigated the short-run and long-run effects of credit risk management indicators: NonPerforming Loan Ratio (NPLR), Loan Loss Pr...

Kingdom Nwuju · 0 citations

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