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Lutfi Hidayati

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Open access Aug 2026

Financial Anxiety, Doom Spending, and Financial Well-Being Among Paylater Users: The Moderating Role of Financial Literacy

This study examines the relationships among financial anxiety, doom spending, financial literacy, and financial well-being among PayLater users in Indonesia. A quantitative cross-sectional design was employed, utilizing purposive sampling, to collect data from 50 active PayLater users. Data were analyzed using Partial...

H. Husnayetti, Lutfi Hidayati, Tri Astuti et al. · 0 citations

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