Open access
Sep 2026
Early Detection of Digital Transaction Fraud in Banking Systems Using the Random Forest Algorithm
Overall, this research concludes that integrating XGBoost with the SHAP approach yields a fraud detection system that offers not only high accuracy but also clear interpretability to support decision-making in the digital banking sector.
Made Bagus Deva Dhammayogi, C. Pramartha
· Journal of Information Techn... · 0 citations