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Meena Krishnan

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Open access 2018

Explainable Deep Reinforcement Learning for Dynamic Credit Limit Adjustment

This paper proposes an Explainable Deep Reinforcement Learning (XDRL) framework to automate and personalize credit limit adjustments based on customer behavior, financial data, and macroeconomic indicators, and learns optimal credit limit strategies that balance risk, customer satisfaction, and profitability.

B. K, Meena Krishnan · 0 citations