Credit-risk models are trained on proxy labels and deployed under temporal and segment change, yet no single transfer metric separates base-rate shift, probability-scale shift, and feature-label relationship change. We contribute a design-science artifact: a locked, multi-signal audit protocol for supervision drift in...
Mehrdad Shoeibi, Muhammad Shabanpour, W. Karwowski et al.· 0 citations
A pre-registered, final-test-once evaluation framework that locks the outcome rule, seeds, and target-gene-grouped splits before any test data are seen, and scores each frozen representation against a strong expression baseline, a matched-capacity Gaussian control, and a within-split row-identity (shuffle) control.
This case study shows how locking the evaluation, harmonizing the measured endpoint, and separating primary from secondary evidence can change the inference supported by an AI benchmark.
Mehrdad Shoeibi, Niloofar Yousefi· 1 citation
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