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Moumita Mukherjee

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Review Open access Sep 2026

Artificial Intelligence, Operational Efficiency, and Credit Risk in Microfinance Institutions

Bangladesh boasts one of the world's biggest and most developed microfinance markets, with institutions providing services to more than 30 million customers. However, credit risk remains a persistent challenge due to informal data, manual risk assessments, and limited predictive tools. The effect of AI-Driven FinTech s...

Himadri Shekhar Sarder, Radha Tamal Goswami, Moumita Mukherjee · 0 citations

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