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N. Ghani

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Open access Sep 2026

The impact of non-performing loans on sustainable bank lending: Evidence from China

Non-performing loans (NPLs) play a major role in impacting the bank efficiency and credit supply levels (Abdullah et al., 2024; Huljak et al., 2022). The presence of a high NPL ratio among banks indicates poor asset and institutional quality for banks. This, in turn, impacts the lending levels approved by banks. In the...

Ling-Rong Hou, N. Ghani, A. H. Jamil · 0 citations

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