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Open access Sep 2026

Transforming Financial Risk Management and Operational Efficiency: The Impact of AI Adoption in Indonesian Banks

This study investigates the impact of Artificial Intelligence (AI) adoption on operational efficiency and financial risk management in six major Indonesian banks: BNI, BRI, BCA, Danamon, Mandiri, and CIMB Niaga. The research implements Difference-in-Difference (DiD) methodology coupled with Bayesian Vector Autoregressi...

N. Sari, Denisha Albania Prajoko, Nahdiyah Istiqomah et al. · 0 citations

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