Author

Nabil Hewahi

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Open access Aug 2026

iCert-Fair: A Human-Preference-Guided Two-Layer Framework for Multi-Objective Fairness Assessment and Harm Recovery in Credit Scoring

The empirical findings support the use of complementary structural and policy-level interventions and demonstrate the importance of jointly evaluating aggregate disparity, worst-case attribute-level harm, cross-attribute transfer, and predictive utility.

Rashed Bahlool, Nabil Hewahi · Applied Informatics · 0 citations