Open access
Oct 2026
Understanding Digital Wallet Use Through Financial and Technology Factors: An Extended UTAUT Approach
This study aimed to analyze the factors influencing behavioral intention and use behavior regarding digital wallets by extending the Unified Theory of Acceptance and Use of Technology (UTAUT) model through the integration of financial literacy. A quantitative explanatory design was employed with 250 digital wallet user...
Fahri Haikal, Suyanto, Ari Warokka et al.
· International Journal of Dig... · 0 citations