Exploring the Relationship of Perceived Usefulness, Ease of Use and Security on Purchase Intention: A Study of Shopee Pay Later in the Malaysian E-Commerce Industry
Abstract— Despite the rapid adoption of Buy Now, Pay Later (BNPL) services such as Shopee SPayLater, consumers' intention to use these services for smartphone purchases remains uncertain. Many users' express concerns regarding usefulness, ease of use, and security, alongside limited empirical studies examining these fa...