Nur Azizah

Application of Data Mining for Predicting Bank Customer Credit Eligibility Using the K-Nearest Neighbor (KNN) Algorithm

Credit granting is a core banking service that carries a high risk of non-performing loans if thecustomer eligibility assessment process is not conducted accurately. Manual evaluation processestend to be time-consuming and are potentially influenced by the subjectivity of credit analysts.Therefore, a data-driven approa...