Financial technology (FinTech) is rapidly transforming global economies. Digital transactions in emerging economies surged from 55 per adult in 2017 to 251 per adult by 2024, while 62% of adults in low- and middle-income countries now make or receive digital payments. However, realizing FinTech's benefits for sustainab...
Charity Ngozika Nwabueze, Ogala David Polycarp· Journal of African Resilienc...· 0 citations
As organizations navigate an increasingly digital economy, Artificial Intelligence (AI) has become a strategic resource shaping how firms make decisions, run operations, and stay competitive. Yet there is still limited empirical evidence on how AI-driven decision making translates into tangible business growth and comp...
Ogala David Polycarp, Charity Ngozika Nwabueze, Eleghuke-Richard Joy Ifunanyachi· Journal of Human Resources a...· 0 citations
The global rise of Artificial Intelligence (AI) and digital assets is reshaping governance systems and creating new avenues for improving public administration and fostering good governance. This study examines how AI and digital assets can strengthen public administration and enhance governance outcomes in Nigeria. Us...
Charity Ngozika Nwabueze, Ogala David Polycarp· International Journal of Soc...· 0 citations
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