Author

Quang Thanh Nguyễn

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Review Open access Jul 2026

Selective automation for responsible digital lending using a calibrated and explainable AI triage framework

The findings indicate that the value of AI in lending depends not only on predictive discrimination, but also on how calibrated and interpretable risk estimates are translated into selective automation, review escalation, and monitored deployment governance.

Quang Thanh Nguyễn · Discover Artificial Intellig... · 0 citations