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Open access Sep 2026

IMPACT OF CAPITAL STRUCTURE ON LENDING EFFICIENCY OF PUBLIC SECTOR BANKS IN INDIA

This study focused on understanding the impact of capital structure on the lending efficiency of selected public sector banks in India during the period 2015–16 to 2024–25. The Credit-Deposit Ratio (CDR) is considered to measure lending efficiency whereas Total Debt to Total Assets Ratio (TDTA) and the Capital to Risk-...

D. Sanjuna, R. Rao · 0 citations

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