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Rusydiah Syahirah Saaluddin

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Open access 2026

Determinants of Students’ Financial Behavior in Relation to Buy Now, Pay Later (BNPL) Usage: A Multiple Linear Regression Approach

This research aims to explore the determinants of financial behavior of university students towards the Buy Now Pay Later (BNPL) service in Malaysia. The study focuses on five independent variables such as BNPL Usage, Financial Literacy, Lifestyle, Financial Attitude and Impulsive Buying Behavior. The research design u...

Rusydiah Syahirah Saaluddin, J. Othman · 0 citations

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