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S. Ramesh

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Sep 2026

Literacy-independent adoption of digital payments: the moneywork of India’s street vendors

This study aims to examine how India’s informal street vendors adopt and adapt QR-based digital payments with limited textual literacy. It applies the moneywork framework (Perry and Ferreira, 2018) to surface the hidden labour required by financial transactions in an economically marginalised setting. Across these...

Milind Kamat, Arunima Haldar, S. Ramesh · 0 citations

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