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Salman Sarwat

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Open access Aug 2026

Determinants of Islamic Fintech Adoption among Young Consumers in Pakistan: The Moderating Role of Shariah Compliance Awareness

The present study, based on integrative technology acceptance, risk-trust and Shariah-signalling theories, explored the factors influencing the intention to adopt Islamic finance technologies by young consumers in Pakistan. The study was conducted on 462 respondents using data collected from PLS-SEM to evaluate the dir...

Khawaja Masood Raza, Imran Abdul Aziz, Salman Sarwat et al. · 0 citations

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