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Open access Sep 2026

Strategies for Improving Loan Restructuring Success Based on Business Analytics and Machine Learning in Rural Bank (Case Study: PT BPR Jabar Perseroda)

Credit restructuring remains essential to banking risk management because unsuccessful restructuring may lead to further deterioration in credit quality, particularly among rural banks with limited analytical capabilities. This study aimed to identify the factors associated with successful loan restructuring, develop a...

Aceng Rohmana, Cecep Taofiqurrochman, Samidi · 0 citations

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