From maritime trade to commercial nuclear power, insurance has been the enabler of major economic and technological developments by pricing risk, limiting downside, and spreading best practices. The emerging AI agent economy, projected to handle trillions of dollars in transactions by 2030, looks to be the next such development. Yet insurers'exposure to AI agent risk currently sits largely unpriced across existing insurance lines; between this silent coverage and growing exclusions, coverage is not fit for purpose. Furthermore, insurability is trending the wrong way: AI agent capabilities appear to be outpacing reliability, leading to rising incident severity; concentration among a few foundation model providers threatens correlated losses; and traditional actuarial modeling will struggle to keep pace with a technology evolving as rapidly as frontier AI. This report argues that affirmative AI coverage with limits in the billions is achievable by 2030, but only with industry-wide coordination. Drawing on successful historical precedents such as Underwriters Laboratories, the Closed Claims Project, and others, we lay out an eight-component AI insurance stack spanning incident data collection, catastrophe modeling, standards, contract design, risk selection, pricing, monitoring, and claims management. Building out this infrastructure is what will enable insurers to cover and manage AI agent risk sustainably and at scale. Finally, we discuss coverage for catastrophic risk from frontier AI ("AI CAT"), including CBRN, critical infrastructure collapse, and loss of control scenarios. Addressing these tail risks will require purpose-built instruments, potentially including a frontier model developer mutual, catastrophe bonds, bespoke liability regimes, and government backstops.
Cristian Trout, Sanmi Koyejo, S. Romanosky et al.· 0 citations
Coding agents increase development velocity but also technical debt. Prior work reports only average effects across adopters, hiding wide differences between teams. We introduce RAMP (Repository AI Maturity Profile), a four-level cumulative maturity model grounded in version-controlled artifacts that teams commit to configure AI tools. RAMP runs from behavioral rules and coding standards through named agent definitions to multi-agent orchestration, with observed practice concentrated in the first three levels. Across 441 repositories the levels behave as a cumulative scale, and independent human annotation reproduces RAMP's repository-level labels on 97% of a held-out sample. Adoption is cumulative, forward-only, and set-and-forget: 73.8% of artifacts are committed once and never modified. Re-estimating an existing agent-adoption panel within each stratum, agents accelerate development regardless of maturity (28-38% more commits), but quality diverges: among agent-first repositories, where the contrast is identified, those without committed AI configuration show roughly twice the increase in cognitive complexity (+53% versus +27%) and 1.7x the increase in static-analysis warnings. Because maturity is observational, correlated engineering discipline or model capability may explain part of the gap; we present these findings as hypothesis-generating and release RAMP as a reusable instrument.
Yegor Denisov-Blanch, Shyam Agarwal, P. S. Azaletskiy et al.· 0 citations
This work introduces CleanSlate, a benchmark for verbatim output suppression over songs and books, with model-specific extraction profiles, content-grounded QA, and capability-retention evaluations, and shows that practical unlearning is not only an optimization problem once a forget set is given, but also what can be unlearnt and what else is damaged.
Animesh Jha, Arpandeep Khatua, Youssef Allouah et al.· 0 citations