Finance 5.0: Transforming Financial Decision-Making Through Artificial Intelligence and Intelligent Analytics
Finance 5.0 is a revolution in financial management that brings AI and intelligent analytics into the corporate decision-making process. This research paper focused on examining the impact of these digital technologies on financial decision-making in present organizations. A cross-sectional survey approach was used for the quantitative research design. Primary data were gathered from 420 finance professionals such as financial managers, accountants, analysts, banking officers, and finance executives of organizations that have implemented digital financial technologies (DFTs). The questionnaires measured Artificial Intelligence, Intelligent analytics, and financial decision-making on a 5-point scale in a structured manner. The collected data were analysed using descriptive statistics and multiple regression analysis in SPSS 29. The results showed a positive attitude toward all the Study variables. The highest mean (SD = 0.52) was found for financial decision making, followed by intelligent analytics (mean = 4.19, SD = 0.61), and artificial intelligence (mean = 4.27, SD = 0.56). The regression analysis revealed that artificial intelligence had a significant effect on financial decision making (β = 0.463, p < 0.001), as did intelligent analytics (β = 0.387, p < 0.001). The overall model accounted for 68.4 % of the variance explained (R² = 0.684) in financial decision making. The study found success in financial planning and forecasting, efficiency, and strategic decision making with the help of intelligent technologies in Finance 5.0. The result has important implications for financial institutions, corporate organizations, policy and decision makers, as well as technology developers who want to gain a competitive advantage and/or accelerate digital financial transformation by developing smart financial ecosystems. References Akter, S., Wamba, S. 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