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Setya Pramono

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Open access Sep 2026

Competitive advantage: Selective mediator of digital-financial capabilities MSME performance

This study examines how financial literacy, financial inclusion, and e-commerce adoption enhance MSME performance through competitive advantage as a mediating mechanism. While prior research demonstrates these capabilities independently improve performance, limited understanding exists regarding the underlying pathways...

Setya Pramono, Nanang Apriliyanto, Atika Desiana · 0 citations

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