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Author

Shashi Kant Gupta

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Open access Sep 2026

Cyclical Downturn or Structural Transition? Evidence from China’s Household Credit Retrenchment, 2015–2025

: This study reassesses whether the post-2021 weakening of China’s household credit is a temporary downturn or evidence consistent with a more durable transition. It combines release-audited People’s Bank of China lending flows, NIFD leverage stocks, National Bureau of Statistics property and household accounts, and a...

Wei-Xiang Gan, Shashi Kant Gupta, Meng-Fei Xiao et al. · 0 citations

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