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Author

Syed Muhammad Ali Shahbaz Habib

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Review Open access Sep 2026

Explaining consumer hesitation toward digital investment via robo-advisory services: a readiness survey

This study investigates robo-advisors’ behavioural intention to use AI-enabled financial advice, applying the stimulus–organism–response theory in the Middle Eastern context. The study explains how perceived financial risk (PFR) and perceived security risk (PSR) could limit the adoption of robo-advisory services am...

Irfan Saleem, Syed Muhammad Ali Shahbaz Habib · 0 citations

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