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Tharin Chab

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Open access 2026

CSA-Net: A Type-Aware Dual-Tower Neural Model for Imbalanced Tabular Credit Default Prediction

Findings indicate that the loss function mainly changes the fixed-threshold operating profile of the imbalanced tabular credit default prediction benchmarks under a shared leakage-controlled protocol.

Tharin Chab, Jaegi Jeon · IEEE Access · 0 citations