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Trisnia Widuri

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Review Open access Sep 2026

Beyond Fintech Adoption: Examining How Financial Literacy and Fintech Capabilities Enhance MSME performance Through Technology Acceptance and Financial Inclusion

This study examines the influence of financial literacy, financial technology, and financial innovation on the performance of micro, small, and medium enterprises (MSMEs) in East Java, Indonesia, with financial inclusion as a mediating variable and the Technology Acceptance Model (TAM) as a moderating variable. The stu...

Trisnia Widuri, N. Asyik, Ikhsan Budi Riharjo · 0 citations

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